If you are thinking of buying a home, one of the first things you should do is to get a pre-approval from a reputable lender.

A Pre-Approval is required when making an offer, but it also tells you how much you can afford to spend on a monthly basis.

When thinking about buying, some of the questions you may want to address prior to starting your search are listed below:

       —Do you currently own a home?

       —Must you sell the current home to be able to buy?

       —What is your time frame?

       —If the right property comes up, are you ready to act on it? Are you ready to buy?

       —Which towns are you considering?

      — What is your Price Range?

      — Are you willing to do some work or updating?

       —How many bedrooms do you require?

       —How many bathrooms do you require?

       —Do you require a garage?

       —What is your preference:  Single Family?  Condo? Multi-family?   Other?

       —Do you have a preference of design/style?  Colonial? Ranch? Multi-level? Cape?  Other?

       —Do you require a basement?

      — Do you require central air?

       -Proximity to highways, public transportation important factors?

       —Close proximity to shopping, schools, etc., important factors?