If you are thinking of buying a home, one of the first things you should do is to get a pre-approval from a reputable lender.

A Pre-Approval is required when making an offer, but it also tells you how much you can afford to spend on a monthly basis.

When thinking about buying, some of the questions you may want to address prior to starting your search are listed below:

-       –Do you currently own a home?

-       –Must you sell the current home to be able to buy?

-       –What is your time frame?

-       –If the right property comes up, are you ready to act on it? Are you ready to buy?

-       –Which towns are you considering?

-      – What is your Price Range?

-      – Are you willing to do some work or updating?

-       –How many bedrooms do you require?

-       –How many bathrooms do you require?

-       –Do you require a garage?

-       –What is your preference:  Single Family?  Condo? Multi-family?   Other?

-       –Do you have a preference of design/style?  Colonial? Ranch? Multi-level? Cape?  Other?

-       –Do you require a basement?

-      – Do you require central air?

-       -Proximity to highways, public transportation important factors?

-       –Close proximity to shopping, schools, etc., important factors?